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There is a great deal of very justified concern about the security of information provided over the internet.  We have invested in our site security to ensure your data is always secure, where you want it, and not where you do not.

IS THIS WEB SITE SECURE?

Yes.  Not only is your information always sent through a site on a dedicated file server, but we do not use an online database.  This means your data is never subjected to internet hackers.  As well, we have invested in Verisign security for our forms and pages.  Please check our site security here:

If you are concerned about giving us your social security number in the regular form, you can call us at 617-666-8555 or email it separately to information "AT" phmcdirect.com.* 

Disclaimer:  Whether or not you wish to apply, you should be aware that ALL mortgage applications now being taken in the United States are being processed and submitted online.  We submit our mortgage applications through a secure portal to our investors. This is true for most lending institutions in the mortgage market.   Therefore, even if you choose not apply online, we cannot process your loan without sending it through the internet at some point.  There are very strong security controls on these web sites and we believe that they are 100% secure at this time.  You have a right to know that your loan cannot be processed without going through the internet.

*replace the "AT" with @ in the email address